Insurance Claims
Made Easy
Dealing with roof damage is stressful enough. Let us handle the insurance paperwork, adjuster meetings, and claims process — so you can focus on what matters.
Simple Steps
How the Insurance
Process Works
We've managed hundreds of roofing insurance claims across New Jersey. Here's how we make it painless for you.
Free Inspection
We perform a thorough inspection of your property, documenting all damage with photos and detailed notes.
File Your Claim
We help you file your insurance claim with all the documentation needed for a smooth process.
Meet the Adjuster
We meet with your insurance adjuster on-site, present our findings, and advocate for full coverage.
Repair & Restore
Once approved, we complete all repairs or replacement — you only pay your deductible.
Full Claims Support
We Handle
Everything
Damage Documentation
Comprehensive photo and written documentation of all damage, formatted for insurance review.
Claim Filing Assistance
We help you file your claim correctly the first time to avoid delays and denials.
Adjuster Coordination
We schedule and attend the adjuster meeting on-site, presenting our findings and advocating for you.
Supplement Negotiation
If the initial estimate is low, we file supplements to ensure you receive full coverage.
Denial Appeals
If your claim is denied, we help you navigate the appeals process with additional documentation.
Complete Restoration
From emergency tarping to permanent repairs — we handle the full restoration of your property.
Covered Events
Types of Damage
Typically Covered
Most homeowner's insurance policies cover damage from these events. Not sure if you're covered? We'll help you find out.
Common Questions
Insurance FAQ
Do you charge for insurance claim assistance?
No. Our claims assistance is included at no additional cost with every insurance-related repair or replacement project.
Will filing a claim raise my insurance premiums?
Claims for covered events like storms typically don't raise your rates. Your insurance agent can confirm your specific policy details.
What if my insurance claim is denied?
We'll review the denial with you and can assist with the appeals process. Our thorough documentation often helps reverse initial denials.
How long does the insurance claims process take?
Most claims are resolved within 2-4 weeks. We work to expedite the process and keep you informed at every step.
Do I have to pay anything out of pocket?
For covered claims, you're typically responsible only for your deductible. We help ensure your claim covers the full cost of repairs.
Can I choose my own contractor?
Yes. You have the right to choose your own contractor — you're not obligated to use whoever your insurance company recommends.
Storm Damage?
We've Got You Covered
Don't navigate the insurance process alone. The USA Roofer has helped hundreds of New Jersey homeowners get the coverage they deserve. Call us for a free inspection today.